No contract, no minimum volume
Tenant referencing for letting agents, with the price on the page
RentFig is a UK tenant referencing provider your agency can use without a contract: £19 for a full reference, £9 for a credit check, ordered per applicant and paid by card. No set-up, no monthly fee.
Members pay £7 and £17. Free account, no card

- Rated 4.1 out of 5 on Trustpilot10 reviews, read them all (opens in a new tab)
- Registered with the ICOData protection reg. ZC240896 (opens in a new tab)
- UK limited companyRentFig Ltd, no. 17437632 (opens in a new tab)
- HMRC-recognised for Making Tax DigitalOur landlord software, ref. E1Q7PL (opens in a new tab)
- Secure card payments by StripeYour card details go to Stripe, not us (opens in a new tab)
The price is on the page
£19 a full reference, £9 a credit check. No quote to request and no rate that depends on your volume, so you know what each let costs before you start.
No contract, no minimum
No agency account to set up, no monthly fee and no volume commitment. Order one reference or fifty, when you need them.
The applicant deals with us
Our referencing partner emails the applicant directly for their details and consent. Payslips and ID don't have to pass through your inbox.
Credit checks can be back the same day
A credit check can be back the same day once the applicant has completed their form. Our referencing takes place Monday to Friday, 9am to 5.30pm. Full references usually take up to 7 working days, because they wait on the applicant's employer and previous landlord replying.
Two checks. One price each, for every agency.
The same price whether you run one let a year or one a day. Each order covers one applicant or guarantor.
Credit check
£9per check
The fast first filter — confirm who they are and how they handle credit.
Includes:
- Credit history & adverse-credit search
- Soft search — no impact on the tenant's credit score
- Identity verification
- AML (anti-money-laundering) check
Full tenant reference
Most chosen£19per reference
The full pre-tenancy check — identity, credit, income, employer and previous-landlord references, Right to Rent.
Everything in the credit check, plus:
- Income & affordability verification
- Employer & previous-landlord references
- Right to Rent check (England)
- Anti-fraud verification
Members save £2 on every check
Free RentFig account, no card. Every report is filed against the right tenancy.
Referencing 2–6 people for one property? HMO rooms, sharers, couples and guarantors — one form, one payment, 6% off full references.
With a free RentFig account it's £7 a credit check and £17 a full reference, and every order sits in one list. Create a free account
What landlords say
Reviews from landlords who've used it
- 5 out of 5 stars
Amazing
Amazing, cheap, professional friendly service. Will definitely use again! Takes the headache out of referencing tenants or paying extortionate agent fees.
ANNA · Trustpilot · 9 Sep 2026 - 5 out of 5 stars
Great referencing service
Great referencing service, easy to use and received report in 3 days. Much needed service in the current landlord market.
Ismail · Trustpilot · 13 Sep 2026 - 5 out of 5 stars
Very happy with the referencing report
Very happy with the referencing report, was very easy to use.
Roland · Trustpilot · 19 Sep 2026
What you get
See a sample report
This is the layout of a full tenant reference, filled in for a fictional applicant. A £9 credit check gives you the identity, credit and AML sections; the £19 full reference adds the rest.
Tenant Reference Report
Alex Morgan (fictional) · 10 Example Street · Ref. RF-SAMPLE-01
Overall: Pass
Valid for 90 days
Example only. Fictional applicant and data, shown to illustrate the report format.
Identity verification
£9 credit check and £19 full reference- Electronic identity match
- Pass
- Address history
- 3 addresses confirmed
Confirms the applicant is who they say they are, against electronic data sources. A full reference adds a passport or ID document check with a liveness selfie, through Yoti, a certified provider on the GOV.UK digital verification services register.
Credit profile
£9 credit check and £19 full reference- Credit score band
- Medium risk
- CCJs, defaults, bankruptcies
- None found
- Search type
- Soft search (no effect on their score)
Adverse credit is the most common reason a reference fails, so this is the first filter.
AML and watchlists
£9 credit check and £19 full reference- Anti-money-laundering alerts
- 0
- Sanctions matches
- 0
- Politically exposed person
- No
Screens the applicant against sanctions and PEP lists. Included free with either check unless you opt out when ordering.
Show the full reference sectionsHide the full reference sections
Income and affordability
£19 full reference- Verified annual income
- £40,000
- Monthly rent
- £1,100
- Rent as share of income
- 33%
- Maximum affordable rent
- £1,333 / month
Income is verified, not just declared, so you can see whether the rent is realistic.
Employer reference
£19 full reference- Employment confirmed
- Yes, permanent
- Role
- Staff nurse
- Start date
- Mar 2023
The employer is contacted directly to confirm the job and salary.
Previous landlord reference
£19 full reference- Rent paid on time
- Yes
- Damage or complaints
- None
- Would let to them again
- Yes
The question that matters most, answered by the person who last let to them.
Right to Rent and anti-fraud
£19 full reference- Anti-fraud verification
- Pass
- Right to Rent
- Passed
- Status
- UK citizen, no time limit
Document checks with a liveness selfie, plus a document-based Right to Rent check, which a landlord is legally responsible for in England.
Analyst conclusion
Applicant passes on identity, credit, affordability and references for the rent stated. Every report ends in a clear Pass or Fail, with the detail behind it, so you can decide what to do next (for example, ask for a guarantor).
How it works for an agency
- 1
Order for each applicant
Pick a credit check or a full reference, enter the applicant's name, email and the property, and pay by card. About two minutes.
- 2
The applicant completes their part
They're emailed a secure form to confirm their details and give consent. You can reference a guarantor the same way.
- 3
The report comes to you
A clear verdict with the detail behind it, sent to the email you ordered with — yours or a shared lettings inbox — ready to pass to the landlord.
Data protection
Your applicant's data, looked after
Referencing means handling someone's personal and financial details. Here's how that's done.
The applicant gives consent themselves
Our UK referencing partner contacts your applicant directly to collect their details and consent before any check runs. Anything they're asked to upload goes straight to the referencing partner, not through your inbox.
Soft search only
Checks use a soft search, visible only to the applicant on their own credit file. It doesn't affect their credit score.
Encrypted in transit and at rest
Reports and application details are encrypted when they travel over the internet and when they're stored. The finished report is sent to the landlord who ordered it.
ICO-registered UK company
RentFig Ltd is registered with the Information Commissioner's Office (ZC240896) and with Companies House (17437632).
Check the ICO register (opens in a new tab)Clear rules on who sees it and for how long
Our privacy notice sets out who processes referencing data, why, and how long it's kept.
Read the privacy notice
How agent referencing providers price
Most referencing brands built for agencies price through an agency agreement or a quote, so you can't compare the cost per reference up front.
| Provider | Published price | How an agency buys |
|---|---|---|
| RentFig | £9 credit check · £19 full reference | Order online per applicant — no contract, no minimum |
| Goodlord | Not published | Set by your agency agreement |
| HomeLet / Let Alliance | Not published | Quote on application, via an agency partnership |
| Canopy | Not published — tiers show “Let's talk” | Request form, then a quote |
Checked against each provider's own website. RentFig is our product. See the full round-up of UK referencing companies.
Who pays for referencing?
Since the Tenant Fees Act 2019 in England, and the Renting Homes (Fees etc.) (Wales) Act 2019 in Wales, agents can't charge tenants for referencing. The cost sits with the agency, or with the landlord under your terms of business. At £19 a full reference, referencing is a small line whichever way you handle it. Our guide to the cheapest tenant referencing in the UK covers the rules in more detail.
Questions agents ask
- Can letting agents use RentFig for tenant referencing?
- Yes. There is no agency account to open and no contract to sign: you order a check online for each applicant, pay by card, and the report is emailed to the address you give. The price is the same £19 full reference or £9 credit check a landlord pays, and you can order one this week and none next month.
- How much does tenant referencing cost a letting agent?
- £19 for a full reference and £9 for a credit check, per applicant, with no set-up fee, monthly fee or minimum volume. With a free RentFig account it drops to £17 and £7. Ordering 2 or more applicants at once? 6% off full references when you order 2 or more people together: £17.86 each (£15.98 with a free account). Most agent-facing referencing brands, including Goodlord, HomeLet, Let Alliance and Canopy, don't publish a per-reference price; it's set by your agency agreement or quoted on application.
- Can a letting agent charge the tenant for referencing?
- Not in England or Wales. Referencing fees charged to tenants are banned under the Tenant Fees Act 2019 in England and the Renting Homes (Fees etc.) (Wales) Act 2019 in Wales, so the cost sits with the agency or, under your terms of business, the landlord. That is why the per-check price matters: it comes out of your margin or your landlord's pocket, never the applicant's.
- What does a full reference include?
- Identity and AML checks, a soft-search credit history and adverse-credit search, income and affordability verification, employer and previous-landlord references, a Right to Rent check (England) and anti-fraud verification. The credit check on its own covers the identity, AML and credit parts, for a quick first filter before you commit to a full reference.
- How fast are the references?
- Credit checks can be back the same day once the applicant has completed their form, because they're automated against credit reference agency data. The clock starts once the applicant has filled in their part. Our referencing takes place Monday to Friday, 9am to 5.30pm, so it can take longer outside those hours. Full references usually take up to 7 working days, because they wait on the applicant's employer and previous landlord replying. What sets the pace is how quickly the applicant completes their form and those referees reply, which no provider can force.
- Can we reference guarantors as well?
- Yes. Choose Guarantor when you order and they answer the guarantor questions on home ownership and income instead of the tenant ones. Each person is a separate order, so a tenant plus a guarantor is two checks.
- Can we use RentFig alongside our existing referencing provider?
- Yes. There's no exclusivity and nothing to cancel. Agents use a pay-per-check provider for overflow when their main provider is backed up, for one-off lets that don't justify a contract, or while they compare providers.
- Who runs the checks, and does it affect the applicant's credit score?
- Checks run through our specialist UK referencing partner on licensed credit reference agency data. The partner contacts the applicant directly for their details and consent, so their documents don't pass through your inbox. Every credit search is a soft search: visible only to the applicant and never affecting their score.
- Do you offer branded reports, CRM integration, invoicing or rent guarantee?
- Not at the moment. Reports aren't white-labelled with your agency's branding, there's no integration with agency CRMs or property management software, each order is paid by card rather than on a monthly invoice, and we don't sell rent guarantee insurance. If any of those decide it for your agency, tell us — it shapes what we build next.
Need branded reports, invoicing or an integration? Tell us about your agency. Self-managing landlords can order the same checks on our tenant referencing page.